A business account built for your real needs

Create an account that helps you manage all your business payments without stress while you focus on building your business

Secure

License by the
Central Bank of Nigeria

Insured by the

Secure
Crust Business

Join the community of business owners that use Crust to accept payments, send money and grow their businesses.

Save as You Earn
Get a loan to expand your business inventory

It's hard getting the money you need to grow, we know. That's why you can access loans from us with minimal documentation and no collateral

Save as You Earn
See how money enters and leaves your bank account

Things move fast for you. But we'll help you track every naira you pay out or spend. Nothing escapes you.

Save as You Earn
Request for a POS terminal to accept payments

Get a POS to accept card payments and also offer financial services to your customers.

Save as You Earn
Get a debit card for all your transactions

Create and manage debit cards for your specific needs. All cards work anywhere in Nigeria.

Save as You Earn
Your account is always secure

At Crust, we go above and beyond to secure all your transactions.

Save as You Earn
Get dedicated support whenever you need it

Get support when you need it via phone call or email or chat.

A bank built for you, the real one

Download Crust business and get all you need to grow and scale your business

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Crust Personal

Personal and Business Banking Tailored to You. Seamlessly manage all your finances in one place with Crust Microfinance Bank—banking made simple, personalized, and powerful.

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©️ 2025 Crust Microfinance Bank (RC - 950693) is regulated by the Central Bank of Nigeria and deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).