Crust MFB

Who We Are

Your All-in-One Financial Hub for Saving, Spending, and Managing Funds Effortlessly.

The Bank for Real People and Businesses

Crust Microfinance Bank, formerly Tanadi Microfinance Bank, is a purpose-driven financial institution dedicated to bridging financial, gender, and digital gaps for individuals and businesses. With a community-centered approach, we've redefined how people manage funds and access credit, building systems that truly work for them.

Guided by our vision to serve communities and businesses, we understand that every financial journey begins with a reliable partner. Whether it's a market vendor saving for growth or an entrepreneur seeking capital, Crust Microfinance Bank stands as a trusted ally, empowering everyone to achieve their goals.

Our Journey

We began as a fintech company focused on bringing financial inclusion to rural communities, offering basic services designed to simplify their lives. Over time, we expanded into agency banking, bridging financial access gaps in underserved areas. With over 2,500 POS locations serving as mini-banks, we've made banking more accessible, becoming a reliable partner for communities.

Today, Crust Microfinance Bank continues to champion financial inclusion and empowerment through innovative solutions like the Crust Personal App, which helps individuals spend, save, and grow wisely. With tailored financing for SMEs and initiatives like our Gender Inclusion Loan Plan, we go beyond providing services—fostering access, equity, and sustainable progress for everyone we serve.

Our Commitment to financial Progress

We are driven by our vision and mission statement

Vision Statement

To create a world where everyone experiences financial progress.

Mission Statement

To deliver smart, accessible financial solutions that transform individuals, businesses, and communities.

Our Impact In Numbers

At Crust Microfinance Bank, we're creating opportunities and transforming lives with impactful financial solutions:

2,000+

POS Locations

1,000+

Jobs Created

100,000+

Empowered Individuals and
Businesses

₦1 Billion+

Loans Disbursed

Our values guide everything we do

They are the creed we live by, shaping our thoughts and actions. We embody our core values, driving our progress forward.

Curiosity & Continuous Learning

We are always open to new knowledge and curious about the world around us. We're unafraid to ask questions, no matter how simple they may seem.

We constantly seek innovative approaches, remaining flexible in our thinking and methods.

Respect & Relationships

We value and respect relationships, whether with our partners or fellow Crustlers. This drives us to listen carefully to our customers' pain points and needs, fueling our mission to build solutions that address them.

Most importantly, it brings us closer to our goal: empowering individuals, communities, and businesses toward financial progress.

Growing Together

We think, work, and grow as a system. We are not individualistic, so no one is left behind. Everyone matters.

We look out for each other's growth and give credit where it's due, never undermining each other's efforts. We are each other's support system, ensuring no one struggles alone.

Audacity

We embrace challenges boldly. In fact, we take on challenges eagerly and enjoy tackling them, one step at a time. Setting ambitious goals doesn't intimidate us; we know that consistency will lead to success.

Trust & Ownership

We mean what we say and say what we mean. You can always count on us to come through when needed.

We trust each team member to fulfill their responsibilities as we work toward our shared goals. Every Crustler is a leader, fully owning their tasks from start to finish, focusing not only on individual duties but on the overall objective.

Experience personal banking that truly understands and adapts to your unique needs

Get Started Now

Personal and Business Banking Tailored to You. Seamlessly manage all your finances in one place with Crust Microfinance Bank—banking made simple, personalized, and powerful.

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©️ 2025 Crust Microfinance Bank (RC - 950693) is regulated by the Central Bank of Nigeria and deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

We are Redefining Finance, One Experience at a time