Crust Personal is your smarter way to handle everything money—spend wisely, save effortlessly, and take control of your financial journey.
License by the
Central Bank of Nigeria
Insured by the
Unmatched Convenience, Tailored for Your Financial Needs
Build a habit of saving effortlessly with Crust Personal. Set aside money automatically and watch your savings grow without lifting a finger.
Earn monthly interest on your savings and enjoy the benefits of watching your money grow over time.
Experience seamless, secure transfers at any time. Move money to friends, family, or other accounts with just a few taps.
Get rewarded every time you use Value-Added Services! Enjoy cashback on services like airtime, data, and utility bill payments.
Share the Crust Personal experience and earn rewards. Refer friends and enjoy bonuses directly in your account.
Your All-in-One Financial Hub for Saving, Spending, and Managing Funds Effortlessly.
Feature
Send money across interbank and inter-bank. Quick Spend makes inter-bank and intra-bank transactions smooth, secure, and surprisingly easy, so you can focus on what really matters.
Whether you're paying bills, buying airtime, or transferring funds, Quick Spend simplifies your life by bringing all transactions into one intuitive platform.
Feature
Every purchase brings you closer to your savings goals.
Prepare for the unexpected, build a safety net without extra effort.
Automatically set aside a portion of your income and watch your savings grow.
Lock in your savings and enjoy secure, high returns with up to 24% interest.
Keep your savings organized with a unique account, dedicated just for you.
Feature
You can instantly top up your mobile anytime, anywhere.
Stay connected with seamless data purchases on the go.
Keep the lights on with quick, hassle-free electricity bill payments.
Ensure smooth online access by paying for your internet services effortlessly.
Enjoy uninterrupted entertainment by paying your cable bills with ease.
Your smarter way to handle everything money—spend wisely, save effortlessly, and take control of your financial journey.
Get a banking experience that adapts to your lifestyle. With Crust Personal, manage your finances the way you prefer.
Get more from every transaction with perks you’ll actually love—cashbacks, bonuses, and exclusive offers that put money back in your pocket.
Let your savings grow automatically with features that lets you save as you earn and spend without any extra effort—helping you save smarter, every day.
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Discover answers to frequently asked questions about managing your money with ease on Crust Personal
Yes, Crust Microfinance Bank (MFB) is a registered financial institution with a microfinance bank license in Nigeria. It is regulated by the Central Bank of Nigeria (CBN) and is a member of the Nigeria Deposit Insurance Corporation (NDIC), ensuring compliance with national banking standards and the safety of your deposits.
Crust is a personal banking app designed to help you manage your money effortlessly. offers a personalized banking experience tailored to your financial needs. With features like fast transfers, bill payments with cashback rewards, dedicated savings account numbers, and automated savings options, Crust MFB simplifies money management. Additionally, our Fixed Deposit feature, Crust Vault, allows you to earn up to 24% interest per annum, providing a competitive edge over traditional banks
Crust MFB is regulated by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation (NDIC), which insures your deposits. We employ advanced security measures to protect your funds and personal information, ensuring a safe banking environment.
If you need assistance, our customer support team is here to help. You can reach us via email at support@crustmfb.com or call us at +234-916-206-2337. Additionally, our website offers a comprehensive Help section and FAQs to address common inquiries.
Personal and Business Banking Tailored to You. Seamlessly manage all your finances in one place with Crust Microfinance Bank—banking made simple, personalized, and powerful.
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©️ 2025 Crust Microfinance Bank (RC - 950693) is regulated by the Central Bank of Nigeria and deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).
